You can claim Lump-sum Withdrawal Payments with keeping your PR visa
Non-Japanese people can claim Japanese pension’s Lump-sum Withdrawal Payments (pension refund). Even PR holders (Eijusha, 永住者 in Japanese) can do.
But PR holders have an additional condition to claim Lump-sum Withdrawal Payments, that is shown on the table below. The aim of this condition is that it helps PR holders acquire a qualification of Old Age Pension easily. But instead of that it makes them more difficult to claim Lump-sum Withdrawal Payments. In anyway PR holders can claim Lump-sum Withdrawal Payments if they fill this condition, and they can do it with keeping their PR visa. So keeping PR visa and claiming Lump-sum Withdrawal Payments are not a trade-off. Moreover, this condition is applied to ex-PR holders too.
PR holder has a special condition to receive old age pensions and Lump-sum Withdrawal Payments
There is a special condition for PR holders to receive old age pensions and Lump-sum Withdrawal Payments, that is not applied to holders of other kinds of visas:
If [Contribution Months(*)] + [Months and dates for that PR holder was out of Japan (but only between age 20 and the acquirement date of PR)] is less than 10 years,
PR holder can claim Lump-sum Withdrawal Payments.
If [Contribution Months(*)] + [Months and dates for that PR holder was out of Japan (but only between age 20 and the acquirement date of PR)] is 10 years or more,
PR holder cannot claim Lump-sum Withdrawal Payments but have a qualification to claim Old Age Pension after age 65.
(*) For students, dependents, or low-income earners who apply smaller contributions or the full exemption of pensions, their exempted months are also counted as Contribution Months.
For details of this topic, please see this article of our blog.
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We YouAT LLC has more than 10 year’s history to support non-Japanese employees’ “Lump-sum Withdrawal Payments”, “Old Age Pension”, and income tax refunds.
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(Oda Mitsuo, YouAT LLC)