Category Archives: Lump-sum Withdrawal Payments

How will pension systems change with 2025’s reforms?

2025’s pension systems reforms Every 5 years Japanese government reforms its pension systems in accordance with developments of its society and economy. The next reforms will come in year 2025. Ministry of Health, Labor and Welfare (厚生労働省) has already submitted its own 2025 reforms plan. It will be discussed at Japanese Diets (国会) throughout year… Read More »

By when do you need to claim Japanese pension refunds?

You need to claim your pension refund within 2 years after losing Japanese address Non-Japanese persons are permitted to claim their pension refunds (Lump-sum Withdrawal Payments) within 2 years after “you do not have an address in Japan”. In Japanese resident registration system all residents who are going to move out of Japan shall submit… Read More »

What is ‘Category III insured persons’? Will Japanese pension of dependent partners be abolished?

Category III insured persons can get a qualification of old age pension without paying contributions (Note: This is a renewal of our past article in 2021, with adding the latest developments) Dependent spouses whose partner is enrolled in Kosei Nenkin (employees’ pension) or Kyosai Kumiai (pension scheme for public servants and teachers) are called “Category… Read More »

Is it OK to claim Lump-sum Withdrawal Payments while keeping your Permanent Residency visa?

You can claim Lump-sum Withdrawal Payments with keeping your PR visa Non-Japanese people can claim Japanese pension’s Lump-sum Withdrawal Payments (pension refund). Even PR holders (Eijusha, 永住者 in Japanese) can do. But PR holders have an additional condition to claim Lump-sum Withdrawal Payments, that is shown on the table below. The aim of this condition… Read More »

What kind of documents are valid to verify your bank account?

Documents to verify applicant’s bank account to claim Lump-sum Withdrawal Payments or old age pensions To claim (1) pension’s Lump-sum Withdrawal Payments or (2) old age pensions you need to submit a claim form with information of the bank account to receive payments. With the claim form you need to attach a document to verify… Read More »

Is it true that Nenkin Techo (Pension Handbook) is abolished?

From April 2022 Nenkin Techo is no more issued and JPS issues its alternative Japan Pension Service (JPS) had issued Nenkin Techo (年金手帳, Pension Handbook) to every member of Japanese pension systems, Kokumin Nenkin and Kosei Nenkin. However, from 2022 they don’t issue Nenkin Techo anymore, and instead they issue Kiso Nenkin Bango Tsuchisho (基礎年金番号通知書),… Read More »

How many months does it take to receive Japanese pension refund?

3-4 months at minimum but possibly longer You can submit claiming papers of your Japanese lump-sum pension refund (Lump-sum Withdrawal Payments) to Japan Pension Service (日本年金機構) just after you delete your Japanese address. For topics about how to delete your Japanese address please see this article of our blog. After Japan Pension Service receive your… Read More »

Can family members claim their deceased person’s pension refund?

Only persons who are alive can claim their pension refund Japanese pension refunds (lump-sum withdrawal payments) can be claimed by contributors themselves only. If a contributor passes away after he/she leaves Japan, then his /her family members have no qualification to claim the deceased contributor’s pension refund. But if a deceased person has a qualification… Read More »