Category Archives: Lump-sum Withdrawal Payments

How Lump-sum pension refund changes for pension reform

Pension Reform Laws were approved On June 13 of 2025, pension reform laws were approved at Japanese Diets. Japanese pension systems are basically revised every 5 years. Japanese government is now being in the process of their official proclamation. Within 4 years after official proclamation, the following reform is to be implemented. When official proclamation… Read More »

Why SWIFT (BIC) is needed to receive Japanese pension refund?

You need SWIFT (BIC) to receive Japanese pension refund SWIFT, also known as BIC (Bank Identifier Code), is the 11-digit code that is used worldwide as interbank transfers, especially for the purpose of transfers between different countries. In 2025 Japan Pension Service issued a new claim form for pension refunds (Lump-sum Withdrawal Payments), in that… Read More »

Is it OK to claim lump-sum pension refund using My Number?

YouAT LLC gives you services for Japanese pension and tax refunds We YouAT LLC has more than 10 year’s history to support non-Japanese employees’ “Lump-sum Withdrawal Payments”, “Old Age Pension”, and income tax refunds.We have staff of Labor and Social Security Attorney, Administrative Scrivener, and Tax Accountant. Please feel free to contact us for Japanese… Read More »

Does inflation lead Lump-sum Pension Refund to its rise?

The amount of lump-sum pension refund is decided by how much you contributed in the past In recent years Japanese economy has faced an inflation of prices. For Japanese old age pensions there is a system of indexation (called “price slide (物価スライド)”), through that payments of old age pensions will be adjusted following price rises.… Read More »

Can Lump-sum pension refund get received by Japanese Yen?

You can designate oversea bank account of almost all countries to receive Japanese lump-sum pension refund To receive your lump-sum pension refund (Lump-sum Withdrawal Payments), you can designate any of your bank accounts in almost all countries: But you need to designate an account whose holder is, at least one of them, yourself. You cannot… Read More »

What is the difference of Lump-sum Pension Refund between Kokumin Nenkin and Kosei Nenkin?

The amount of Kosei Nenkin’s lump-sum pension refund varies much compared with that of Kokumin Nenkin You can claim a lump-sum pension refund (Lump-sum Withdrawal Payments) if you clear the following conditions: You don’t have Japanese citizenship You contribute Japanese pensions for more than 6 months You are covered by Japanese pensions for less than… Read More »

How will pension systems change with 2025’s reforms?

2025’s pension systems reforms Every 5 years Japanese government reforms its pension systems in accordance with developments of its society and economy. The next reforms will come in year 2025. Ministry of Health, Labor and Welfare (厚生労働省) has already submitted its own 2025 reforms plan. It will be discussed at Japanese Diets (国会) throughout year… Read More »

By when do you need to claim Japanese pension refunds?

You need to claim your pension refund within 2 years after losing Japanese address Non-Japanese persons are permitted to claim their pension refunds (Lump-sum Withdrawal Payments) within 2 years after “you do not have an address in Japan”. In Japanese resident registration system all residents who are going to move out of Japan shall submit… Read More »