Category III insured persons can get a qualification of old age pension without paying contributions (Note: This is a renewal of our past article in 2021, with adding the latest developments) Dependent spouses whose partner is enrolled in Kosei Nenkin (employees’ pension) or Kyosai Kumiai (pension scheme for public servants and teachers) are called “Category… Read More »
You can claim Lump-sum Withdrawal Payments with keeping your PR visa Non-Japanese people can claim Japanese pension’s Lump-sum Withdrawal Payments (pension refund). Even PR holders (Eijusha, 永住者 in Japanese) can do. But PR holders have an additional condition to claim Lump-sum Withdrawal Payments, that is shown on the table below. The aim of this condition… Read More »
Documents to verify applicant’s bank account to claim Lump-sum Withdrawal Payments or old age pensions To claim (1) pension’s Lump-sum Withdrawal Payments or (2) old age pensions you need to submit a claim form with information of the bank account to receive payments. With the claim form you need to attach a document to verify… Read More »
From April 2022 Nenkin Techo is no more issued and JPS issues its alternative Japan Pension Service (JPS) had issued Nenkin Techo (年金手帳, Pension Handbook) to every member of Japanese pension systems, Kokumin Nenkin and Kosei Nenkin. However, from 2022 they don’t issue Nenkin Techo anymore, and instead they issue Kiso Nenkin Bango Tsuchisho (基礎年金番号通知書),… Read More »
Requirements to claim Japanese pension refund You do not have Japanese nationality, You do not have an address in Japan, and You contribute Japanese pensions for more than 6 months but less than 10 years (*) (*) Persons who have / had Japanese Permanent Residency need to clear an additional requirement. Please see this article… Read More »
3-4 months at minimum but possibly longer You can submit claiming papers of your Japanese lump-sum pension refund (Lump-sum Withdrawal Payments) to Japan Pension Service (日本年金機構) just after you delete your Japanese address. For topics about how to delete your Japanese address please see this article of our blog. After Japan Pension Service receive your… Read More »
Only persons who are alive can claim their pension refund Japanese pension refunds (lump-sum withdrawal payments) can be claimed by contributors themselves only. If a contributor passes away after he/she leaves Japan, then his /her family members have no qualification to claim the deceased contributor’s pension refund. But if a deceased person has a qualification… Read More »
Each country has a designated currency for international transfer, that cannot be changed Japanese pension refunds (Lump-sum Withdrawal Payments) are transferred internationally via Mitsubishi UFJ bank on behalf of the government. Each country has a designated currency for transfers from Japan, that cannot be changed. The relationship between country and transferring currency is shown on… Read More »
No difference between normal pensions and Kyosai for conditions to receive lump-sum withdrawal payments Japanese pension has different systems for pensions of public servants and staff in schools. They are called “Kyosai (共済)” in total, that means “mutual aid”: System’s name English translation Who are registered The office responsible for 国家公務員共済組合 Federation of National Public… Read More »
Category III insured persons All residents in Japan over age 20 are required to get enrolled in Japanese pensions. Kosei Nenkin (厚生年金, Employees’ pension insurance) is for persons who are employed by companies, and Kokumin Nenkin (国民年金, National pension) is for persons other than them. It is the basic rule that persons in Kokumin Nenkin… Read More »