Can ‘Eijusha'(Permanent Resident) claim Lump-sum Withdrawal Payments?

By | 17/08/2021

They can but they have an additional condition

“Eijusha (永住者)” is the word meaning a permanent resident. Non-Japanese persons whom Japanese government grants a Permanent Residency in Japan are “Eijusha”.

If an Eijusha leaves Japan permanently or for some years, can they claim pension’s Lump-sum Withdrwal Payments (脱退一時金)?

The answer is yes, but there is an additional condition for them to receive Lump-sum Withdrwal Payments:

If [Contribution Months(*)] + [Months and dates for that Eijusha was out of Japan (but only between age 20 and the acquirement date of PR)] is less than 10 years,

Eijusha can claim Lump-sum Withdrawal Payments.

If [Contribution Months(*)] + [Months and dates for that Eijusha was out of Japan (but only between age 20 and the acquirement date of PR)] is 10 years or more,

Eijusha cannot claim Lump-sum Withdrawal Payments but have a qualification to claim Old Age Pension after age 65.

(*) For students, dependents, or low-income earners who apply smaller contributions or the full exemption of pensions, their exempted months are also counted as Contribution Months.

The reason why Eijusha has an additional condition

That is, if an Eijusha starts to live in Japan after 20 years old then his/her adult age years out of Japan are regarded as ‘not contributed but counted’ years (**).

(**) ‘Teijusha’ (定住者) is out of this conditon. Teijusha is the word meaning a long-term resident, non-Japanese persons to whom Japanese government grants a non-permanent residency in Japan.

The aim of this condition is that it helps Eijusha acquire a qualification of Old Age Pension easily. But instead of that it makes Eijusha more difficult to claim Lump-sum Withdrwal Payments.

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