From April 2022 Nenkin Techo is no more issued and JPS issues its alternative Japan Pension Service (JPS) had issued Nenkin Techo (年金手帳, Pension Handbook) to every member of Japanese pension systems, Kokumin Nenkin and Kosei Nenkin. However, from 2022 they don’t issue Nenkin Techo anymore, and instead they issue Kiso Nenkin Bango Tsuchisho (基礎年金番号通知書),… Read More »
Requirements to claim Japanese pension refund You do not have Japanese nationality, You do not have an address in Japan, and You contribute Japanese pensions for more than 6 months but less than 10 years (*) (*) Persons who have / had Japanese Permanent Residency need to clear an additional requirement. Please see this article… Read More »
3-4 months at minimum but possibly longer You can submit claiming papers of your Japanese lump-sum pension refund (Lump-sum Withdrawal Payments) to Japan Pension Service (日本年金機構) just after you delete your Japanese address. For topics about how to delete your Japanese address please see this article of our blog. After Japan Pension Service receive your… Read More »
Females born before April 1 of 1966 can receive part of Japanese pension before age 65 It is the basic rule that you can receive Japanese old age pension from the date of birth at age 65. However, females born before April 1 of 1966 can receive part of their Kosei Nenkin (employees’ pension insurance)… Read More »
You don’t need to submit a form while you reside in Japan If you have got a qualification of Japanese old age pension, then you can receive it, basically, at age 65 and after. You apply it to Japan Pension Service (日本年金機構, JPS), and after JPS accepts your application they will transfer it once in… Read More »
Only persons who are alive can claim their pension refund Japanese pension refunds (lump-sum withdrawal payments) can be claimed by contributors themselves only. If a contributor passes away after he/she leaves Japan, then his /her family members have no qualification to claim the deceased contributor’s pension refund. But if a deceased person has a qualification… Read More »
You are enrolled in Kokumin Nenkin from age 20 All adult residents living in Japan need to get enrolled in Kokumin Nenkin (National pension). The enrollment begins at age 20. Although in year 2022 Japanese law changed the definition of ‘adult age’ from age 20 to age 18, the enrollment age of Kokumin Nenkin remains… Read More »
Each country has a designated currency for international transfer, that cannot be changed Japanese pension refunds (Lump-sum Withdrawal Payments) are transferred internationally via Mitsubishi UFJ bank on behalf of the government. Each country has a designated currency for transfers from Japan, that cannot be changed. The relationship between country and transferring currency is shown on… Read More »
Use “Self-pay Limit “system If you get a surgery and/or long hospitalization that costs expensive medical payments, you can apply for “Self-pay Limit” system (高額医療費制度). “Self-pay Limit” system will pay back a considerable part of your payments afterwards. For details of the system please see the following link: Self-pay Limit (Japan Health Insurance Association, External… Read More »
No difference between normal pensions and Kyosai for conditions to receive lump-sum withdrawal payments Japanese pension has different systems for pensions of public servants and staff in schools. They are called “Kyosai (共済)” in total, that means “mutual aid”: System’s name English translation Who are registered The office responsible for 国家公務員共済組合 Federation of National Public… Read More »